Tag: college

woman reading book

Things to consider when going to collegeThings to consider when going to college

Going to college marks a new chapter in a student’s life. It is here when they get the chance to get out of their comfort zones. A lot of students who have just graduated from high school get excited as they reach this stage, thinking that it will be so much fun. However, becoming a college student is not just all about the fun. You have to become independent and be more responsible. Most of all, you have to prepare yourself for a bigger challenge.

What to consider before going to college

Before you set your foot into any university, it is important that you are well-prepared. You should have a plan. You need to figure out everything if you want to ensure that your college life will go smoothly.

Here are the important things that you need to consider before going to college:

Course

doctorOne of the first things that you have to decide upon is the course that you are going to take up. This is extremely important as this will help you decide as to which university you should attend.

So, how do you choose a course? Well, this is actually a personal decision. You have to consider your inclinations. If you are into arts, then you can take up Fine Arts. But if you are interested in the medical field, then you have to pick a specific course like Nursing, Dentistry, Pharmacy, etc. This will all depend on what you want to become.

University

Once you have chosen a course, then you can start hunting for the best university that offers the course that you want to take up. With this, it is crucial that you look into the quality of education that they are offering. You can also check out the percentage of board passers that came from a certain university. This will somehow give you a better idea of how good the school is.

Accommodation

If you decide to go to a university in a different location, then you should look for an accommodation too. Most schools have dormitories, but you can also get an off-campus apartment if you wish too. To make a smart decision, it is highly recommended that you look at the average dorm cost per month versus the cost of having your own apartment.

room

Finances

Here comes the most challenging part of going to college – how to finance your education. Millions of students are getting student loans, but if this is the route that you are going to take, you should be very responsible since this type of loan can cause problems if you are unable to pay it off.

To help you finance your college tuition fee, you can look for a part-time job. You can also consider applying for scholarships or grants.

piggy bank

Lesser Known Tips to Save Money in CollegeLesser Known Tips to Save Money in College

College is a fun and eventful time, but you may find that you are short on cash and you have to work hard to save every penny that you do have. We all know about the most popular ways to save money from budgeting to cutting out luxuries, but what about some of the lesser known tips?

In this article, we will cover some of the ways that you can save money while you are in college and all of these ways are ones that most people do not think of. We think that you will benefit greatly from this list.

  1. Buy Generic

woman with shopping bagsWhen you go shopping, you should purchase generic items. Most of the time, the ingredients are the EXACT same and you can even verify this by looking at the packaging on both items. There is a big price difference on some brand name items and generic items. In fact, the only reason you pay more is for the brand name of the company and the packaging to appear on the item.

You may be wondering just how much you can actually save per month. Let’s take a look. (All of these prices are examples and not indicative of the prices at your local store.)

Milk

Milk may cost you $4.29 for name brand and $2.89 for a generic brand. If you buy three gallons of milk a month, this will save you $4.20.

Cheese

Name brand cheese may cost you $4.50 for a one-pound package and a generic brand may cost you $3.33. If you buy two packages of cheese per month, you would save $2.34.

Chips

A bag of chips, such as Doritos, may cost you $4.99, while a bag of generic Doritos may cost you $2.00. If you by five bags of chips a month, this would save you $14.95.

It may not seem like a lot, but just from those three items, you would save $21.49 a month buying generic.

  1. Consider Used Clothing

While you may not like the initial idea of it, you will like the savings of it. Instead of purchasing a brand new wardrobe every semester, consider buying used clothes. You will find that many of the used clothing stores will only accept clothes that are in excellent condition, so you do not have to worry about rips, tears, and stains.

Buying used clothes can cost you significantly less and you can even buy double the number of clothes that you would be able to if you purchased new.

  1. Rent a Room or Get a Roommate

Renting an apartment and living off campus may prove to be cheaper than living on campus, but it can still be quite pricey for you on your own.

You do have a couple of options when it comes to your apartment situation. First, you could move in with someone else and rent a room from them. You can often find rooms for rent at about $500 and they will generally include everything such as power, water, and other utilities.

room

Your second option is to get a roommate for your apartment. If you choose to do this, make sure that you fully interview the person, set ground rules, and establish how much per month your roommate will pay.

  1. Buy Used Textbooks and Sell Old Ones

You can save a lot of money if you purchase used textbooks. It is no secret that school books cost a lot of money and can run you as much as a few hundred dollars per semester. You can typically find that all of or most of your textbooks can be purchased used. You may even be able to rent some of your textbooks as well.

If you have textbooks leftover from the semester before, save them and then sell them back to the bookstore, online, or to other students. This way, not only will you save buying used, you will also earn some money back from your books.

  1. Use Student Discounts

Did you know that you can receive student discounts …