Lesser Known Tips to Save Money in College

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College is a fun and eventful time, but you may find that you are short on cash and you have to work hard to save every penny that you do have. We all know about the most popular ways to save money from budgeting to cutting out luxuries, but what about some of the lesser known tips?

In this article, we will cover some of the ways that you can save money while you are in college and all of these ways are ones that most people do not think of. We think that you will benefit greatly from this list.

  1. Buy Generic

hfdhfdssd5fh4When you go shopping, you should purchase generic items. Most of the time, the ingredients are the EXACT same and you can even verify this by looking at the packaging on both items. There is a big price difference on some brand name items and generic items. In fact, the only reason you pay more is for the brand name of the company and the packaging to appear on the item.

You may be wondering just how much you can actually save per month. Let’s take a look. (All of these prices are examples and not indicative of the prices at your local store.)

Milk

Milk may cost you $4.29 for name brand and $2.89 for a generic brand. If you buy three gallons of milk a month, this will save you $4.20.

Cheese

Name brand cheese may cost you $4.50 for a one-pound package and a generic brand may cost you $3.33. If you buy two packages of cheese per month, you would save $2.34.

Chips

A bag of chips, such as Doritos, may cost you $4.99, while a bag of generic Doritos may cost you $2.00. If you by five bags of chips a month, this would save you $14.95.

It may not seem like a lot, but just from those three items, you would save $21.49 a month buying generic.

  1. Consider Used Clothing

While you may not like the initial idea of it, you will like the savings of it. Instead of purchasing a brand new wardrobe every semester, consider buying used clothes. You will find that many of the used clothing stores will only accept clothes that are in excellent condition, so you do not have to worry about rips, tears, and stains.

Buying used clothes can cost you significantly less and you can even buy double the number of clothes that you would be able to if you purchased new.

  1. Rent a Room or Get a Roommate

Renting an apartment and living off campus may prove to be cheaper than living on campus, but it can still be quite pricey for you on your own.

You do have a couple of options when it comes to your apartment situation. First, you could move in with someone else and rent a room from them. You can often find rooms for rent at about $500 and they will generally include everything such as power, water, and other utilities.

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Your second option is to get a roommate for your apartment. If you choose to do this, make sure that you fully interview the person, set ground rules, and establish how much per month your roommate will pay.

  1. Buy Used Textbooks and Sell Old Ones

You can save a lot of money if you purchase used textbooks. It is no secret that school books cost a lot of money and can run you as much as a few hundred dollars per semester. You can typically find that all of or most of your textbooks can be purchased used. You may even be able to rent some of your textbooks as well.

If you have textbooks leftover from the semester before, save them and then sell them back to the bookstore, online, or to other students. This way, not only will you save buying used, you will also earn some money back from your books.

  1. Use Student Discounts

Did you know that you can receive student discounts …

Finding The Right College Is Easier Than You Think

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Most college students find the prospect of finding and applying to the right school a real challenge. Peer pressure from your friends and family can make the prospect of an objective search seem impossible. Even with a variety of opinions about your future being discussed, don’t despair. Finding the best college for you is easier than you think.

The first step in finding the right college is to consider key selection criteria. Here are some criteria to consider when making a college choice. Remember that even once you’ve narrowed down your options, nothing beats an actual campus visit.

Tips

Location

Academics play a great role in determining the appropriate school for you, just like location does. You should look for an exotic location or something close to home. According to U.S. News & World Report, start your college planning with the type of location hnjm2wx5t26wedy72u82i28that you will be most happy with and a location where you will also be comfortable. This can have a great impact on your experience and can do a lot to help you narrow your choices.

Campus Size

Colleges are available in all sizes and sizes, from a school that enrolls less than 100 students to a school that can enroll 31,000 or more. Choosing a good college for you in terms of size also depends on your preferences.

You might even want to think about how far you want to walk between classes. Large schools usually have large campuses, as well as a better selection of services and activities to do. On the other hand, a smaller college may provide individualized attention and more personalized and intimate experience for every student.

College Type

Despite popular belief, all college are different. Some devote much of their resources and time to research. Others focus their attention on learning and teaching. Some have a specialty in one area while others are known for providing students a broad end enriching education.

Other diffehjmk2wed5t26edy7u282rences to consider include whether schools are single-sex or have the religious affiliation. There are a variety of colleges that focus on a particular ethnicity. Your options are nearly limitless. This is the same case with your personal learning, preferences, style, and available resources help you find where you will succeed.

There are many factors to consider when deciding where you want to go to college. Begin by considering location, campus size, and type. By knowing the kind of university you wish to attend, you can narrow your choices and focus on curriculum and affordable options.

College financing – Tips to Pay for College

After choosing the right college paying tuition and fee can be a daunting task especially if your parents don’t have a stable income. In fact, research that was conducted by Young Invincible, a research and advocacy group revealed that college tuition and fee at public universities have risen at an average rate of 28% since 2010 with states such as Arizona and Georgia prices rising by up to 72% and 68% respectively. As a student you should learn various tips to pay for college. The good thing is that there are financial options that can help you lower your college fees. In this article, we are going to give you college financing tips.

Tips

Check for tuition deals

As the government pushes higher education injmkb2wr4r125sdt6y1u28stitutions to control their expenses, more and more colleges are now seeking ways to help families minimize their costs. Several public universities including Iowa state system and the University of Arizona have already proposed a freeze tuition system that will be effective form next year. This means that starting from next year, students who join this two universities will pay less fee.

Apply for scholarship and loans early

Most students usually wait until the last minute before they start applying or loans and scholarships. Applying for scholarships and loan early will enable you to get feedback on whether you are successful or not on time. This is very important because if you are successful, you will start making other plans because you know your college finance is sorted.

On the other hand, if your application does not turn out to be successful, you will still have time to come up with a second option. Some scholarship programs set a limit on the number of application that they will consider. This means that if you delay, the chances are that your application will not be accepted.

Start saving early

According to research conducted by bankrate.com, a parent who starts savjmkb2w5t6ywe7du228ing for their children fees early usually don’t struggle when the time for the kid to go to college finally reaches. Parents are therefore encouraged to start saving early to as to prevent themselves from making desperate moves that can be very costly. Start saving early, if you skip a pizza or a couple of pitchers of beer now; your child won’t struggle to go to college 20 years later.

Consider public service profession

One major disadvantage of working in public service is lower salaries when compared to another field. The government has come up with a loan forgiveness program to help a needy student who is struggling to pay the college debt. Students who have college loans and work in public service are eligible to apply for this program.

How to Choose the Best Private Student Loans Lender

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If you are considering to get a private student loan, there are different sources where you can get these loans. To get the best, it is good to consider the different private student loans lenders. Here are some of the things to consider when looking for the best lender.

What to consider

Look at the number of lendersjmkn3ed5t63edy72u82

You need to do a lot of homework and compare the different lenders. Even if the first lender that you come across seems to have good rates, it is not advisable to sign up before you check up other lenders. Getting another lender with friendlier terms is possible. It is also good to note that the loans are more complex and differ significantly by the lender, so it is good to perform research and make comparisons.

Check the most favorable terms

As mentioned above the loans are more complex. There are variable and fixed rates usually provided by the same lender. According to LendEDU, variable rates tend to be lower and are usually tied to a key index that will go down, but might end up going higher in the long run. Repayment periods also differ and the longer repayment terms offer lower monthly payments. However, you will be required to pay higher interest rates. Shorter terms might results to unaffordable payments, so you need to balance to find out the one that suits you.

Search for a credible lender

It is good to jmkb2we5r52twe6y27wulook for a lender who has been in the business for a period. It is also good to consider a lender that has high chances of staying in the business for a while. If you are considering getting the loan from a private institution, you need to perform more verification before you choose them. This is because they are not established as sustainable financial institutions. Banks and credit unions are more sustainable financial institutions. Your lender should also be ready to offer you the amount of loan that you need.

Check for loans that are specifically for education

Some lenders give generic loan that is not specifically designed for an education program. You need a lender who offers loan specific loan because they will understand your loan better. They will also understand what you need better and how to communicate with you. Look for a lender that will not require you to make repayment until you have completed your education.

An Indepth look at a list of Countries by Education Budget

For many years, education has been one of the factors driving major world economies.

An Indepth look at a list of Countries by Education Budget (3)

It is, therefore, understandable why even the developing economies have been investing heavily in this sector.

In order to fully understand countries’ expenditure patterns on education, it is important that one begins by understanding the criteria used to arrive at this.

To begin with, a country may be deemed to be spending much on education by looking at the percentage of its Gross Domestic Product that goes on education.

Alternatively, the same expenditure may be arrived at by examining the actual amount of money the country spends per student or the actual total spent on education.

In this article, we shall review a list of countries by education budget by looking at those that spend quite heavily on this sector.

An Indepth look at a list of Countries by Education Budget (1)Many of us are familiar with the high literacy levels in Luxembourg and to be precise, a country can only achieve a 100% literacy rate if the country spends so much in education.

Luxembourg spends a whopping $19,049.81per student in education. One can, therefore, understand why this country has the highest starting salaries for teachers, with up to $64,042 per year.

The system requires every child to attend school up until they are 14 years and this runs from primary through tertiary levels. Coming second in the list is Switzerland and given that an average Swiss child goes to school until they are 16 years, this is a pretty good foundation for any country.

The country spends 5.4% of its GDP on education and has a literacy level that stands at 99%. Additionally, its teachers have the world’s third best starting salaries which stand at $47, 329 annually, which steadily rises to $52, 444 within ten years of service.

Norway also finds itself among the countries that spend heavily on education, and for the right reasons. Every Norwegian student accounts for up to $13,066.64, a figure which loosely translates to 7.3% of the country’s GDP and a whopping 100% literacy level.

For new teachers, one should expect a starting salary of about $33,349 per year. The United States is a leader in many things and appears education is one of those.

The country spends about $11,825.89 per student in education. 5.4% of the country’s GDP goes to education and the country boasts of a 99% literacy level.

The US is also among the countries that pay teachers handsomely, with a starting salary standing at $37, 594 per year.

Wrapping up the list of the top 5 is Austria.

On average, an Austrian student takes up $11,693.07 in education. The education system in Austria is so constituted that every child is required to attend the free public education until they are nine.

In terms of GDP, the country spends up to 6% on education.

Looking at the list of countries by education budget, what stands out is the fact that different countries have various means of investing in education to ensure that the overall literacy level of that particular country is at the highest expected standards.

Education Is The Key To Success

Education Is The Key To Success (1)

Education is an integral part of everybody’s life.

Education is an act of achieving knowledge, the ability to reason out and judge and teaching oneself for maturity.

Many uneducated countries do not pay attention to the essential importance of education not only to themselves but also to their society which made here countries undeveloped.

It is true that education is essential to success.

It is not possible to disregard the importance of education in view that education is known as the heart of every society.It is a proven fact that the inhabitants of highly developed countries are highly educated.

The development of a prosperous society today is attributed to the high class of education imparted by each and every individual.

Highly educated people are the reason behind the economic, political and social development of society.

Education aids to open up your thoughts to better understand the environment around you.

A good opportunity for jobs is given to those educated ones. Companies are offering high salaried jobs to highly educated people.

They have the magic formula to make the companies grow and to success.

An educated person has the power to modify their lives in a good way.

It is advisable to think carefully before joining a school.

It’s important to consider factors that will help you find the best college school for you.

The best college school offers a high class of education that will help you to widen your knowledge. The best college school also provides an excellent standard of facilities and secured campus.

They have the best professors to teach you and will add your skills and knowledge. Like for example, there are numerous engineering courses and MBA colleges that offer a good quality of education that will help you gain precious knowledge that you can use for the future.

It is a smart choice to sign up in education forum to gain knowledge, to imply on yourself and also to your society.

It may also a way of enabling you to be practical and will give you lessons in life that you can implement for a better tomorrow.Education Is The Key To Success (2)

By doing so, you can interact with more people.Choosing the best college school for you is tough.

Selecting the best school college will be a wise decision that you will never feel disappointed. You have the big chance to make the degree that you want.

More than this, you will have the opportunity to work on a high paying company.

A child’s education is of paramount importance, especially in the early years.

The children must value the education, to be able to attain their goals in life.

Also, they would have big chances in achieving a good quality of life.

So, right before you decide on what course you will take, be sure that you will pick the one that best suits you.